Synopsis
Approaching retirement should be an exciting new chapter, not a source of financial anxiety. Yet, for many, the fear of 'sequence of returns risk' – the devastating impact of poor market performance early in retirement – looms large. 'The Bucket Plan: Securing Your Retirement Against Market Volatility' offers a clear, actionable solution to this pervasive threat. This essential guide introduces the innovative bucket planning strategy, a proven method for segmenting your assets to ensure financial stability, regardless of market fluctuations.
Discover how to create three distinct investment buckets: the 'Now' bucket for immediate expenses, the 'Next' bucket for mid-term needs, and the 'Later' bucket for long-term growth. Learn how this disciplined approach shields your portfolio from downturns, allowing your growth assets time to recover and ensuring you never have to sell investments at a loss to cover living costs. Whether you're just starting to plan or looking to refine your retirement strategy, this book provides the tools and confidence to protect your nest egg and achieve your long-term financial goals with peace of mind.