OWN THE MATH™: The Mortgage & Money Control System

Synopsis

OWN THE MATH™ cuts through financial confusion by focusing on understanding the mechanics of money, especially mortgages, rather than relying on discipline or sacrifice. Author Maximillian shares his journey from financial uncertainty to control, revealing how a lack of fundamental financial education, particularly concerning interest and mortgages, impacted his life. This system demystifies complex concepts, using the mortgage as a central learning tool. It breaks down payments into interest and principal, explains interest calculation based on the remaining balance, and highlights the immense power of early principal payments. The core philosophy shifts focus from 'borrowing' to 'owning,' empowering readers with clarity and direction. The book introduces practical frameworks like the 'Two Buckets Rule,' 'Aha Rule,' and 'First Five Years Rule' to illustrate leverage and timing. Readers learn to create a 'Mortgage Snapshot,' translate small spending habits into financial momentum, and set a 'Freedom Target' for mortgage payoff. The system advocates for assigning 'First Direction' to money, employing 'Routing' over traditional budgeting, and 'starving interest' automatically. With the 'Lock-In Rule' to protect progress and the principle of teaching concepts back to solidify ownership, OWN THE MATH™ guides readers from financial fear to confident, intentional control by mastering the underlying math of their finances.